Financial Planning

At Elephant Corner Financial, we believe that financial planning is so much more than just preparing for retirement or diversifying your portfolio. In fact, every financial decision, from your monthly income and spending to your savings, debt management and insurance coverage, plays a role in shaping your current and future financial well-being.

Our commitment is to offer all-encompassing support and guidance, addressing every facet of your financial landscape. This holistic, integrative approach makes it simpler for you to achieve both immediate and long-term financial objectives.

Experience the confidence that comes with being well-prepared for the future, whether it's planned like a career change, property acquisition, or retirement, or an unexpected twist of life, such as welcoming a new family member, supporting aging parents, or navigating an inheritance.

We are your partner, standing proudly in your corner and supporting you through life's many opportunities and challenges to ensure your financial peace of mind every step of the way.

Why Choose Elephant Corner Financial?

Step 1: Discovery Call

This is a perfect time for you to share the objectives you wish to accomplish through financial planning. It is a perfect time to ask questions and to understand if and how we can help.

Step 3: Values & Goals

During this first client meeting you'll have an opportunity to share more about your finances, objectives, desires, family, career, lifestyle, and the motivations behind seeking a financial planner. We'll dive into your values and belief systems, your goals and dreams.

Step 2: Onboarding & Documents

During this step, we'll set you up with our software, secure portal, and guide you through the collection of key documents essential for creating your personalized financial plan. This may include bank statements, income and benefits documents, tax returns, etc.

Your Financial Security Roadmap

Here is how the Tusk to Tail Financial Planning works at Elephant Corner Financial.

While every financial journey is unique, our commitment at Elephant Corner Financial is to prioritize your individual needs. Although not all plans follow a rigid step-by-step process, our focus on understanding and addressing your specific requirements remains consistent. The outlined steps provide a typical progression, ensuring a thoughtful and personalized approach to your financial well-being.

Step 4: Cashflow & Debt

In this critical phase, we focus on optimizing your financial liquidity and managing debt effectively. Through a detailed examination of your cash flow, we develop strategies to enhance your financial flexibility. Concurrently, we address debt with a tailored plan, ensuring a balanced approach that aligns with your long-term financial goals.

Step 5: Insurance

Protecting what we have is one of the key approaches to risk management and proper planning for today and tomorrow. We review all different insurance needs and policies, make necessary adjustments and introductions to ensure that you and what you have worked for is well protected.

Step 6: Estate & Legacy

A comprehensive financial plan extends beyond our individual journey, reaching into the future long after our time. At Elephant Corner Financial, we recognize the significance of ensuring that the wealth you've cultivated and preserved transcends generations. Collaboratively, we craft a framework that mirrors your values, guaranteeing that your financial legacy echoes the enduring impact you aspire to leave behind.

Step 8: Financial Freedom

In this pivotal phase, we will work on understanding what financial freedom looks and feels like to you. With that in mind, we'll design a personalized roadmap tailored to your unique goals. From investment strategies to budgeting and beyond, this comprehensive plan empowers you to chart a course toward financial freedom with Elephant Corner Financial.

Step 9: Plan Delivery

After all the meetings have concluded and we have a clear understanding of your current financial circumstances as well as your goals, it's time for the plan delivery. This process will give you a clear assessment of where things are and what you'll need to do to accomplish your goals. We pride ourselves on simplicity and as such, we ensure that we give a one-page plan, that clearly specifies your next steps.

Step 7: Investment Portfolio

Engage in conversations about your investment strategies, thoroughly exploring options that resonate with your financial goals and priorities. Our discussions on risk tolerance, short- and long-term objectives are presented in straightforward language, fostering a clear understanding to bolster your confidence in the decision-making process.

Step 10: Ongoing Reviews & Maintenance (optional)

Financial planning is not a destination but an ongoing journey; it simply never ends. In this perpetual phase, we dedicate ourselves to continually enhancing your financial strategy. Through regular reviews and meticulous maintenance, we ensure your plan adapts to life's changes. Our goal is to keep your financial journey finely tuned, allowing you to navigate evolving circumstances with confidence and peace of mind.

What's Included?

Our planning takes in consideration all aspects of your financial life:

• Personalized Financial Roadmap: Crafted to align with your goals, values, and aspirations.

• Retirement Planning: Comprehensive plans to secure a comfortable and worry-free retirement.

• Investment Strategies: Tailored to optimize returns and align with your risk tolerance.

• Estate and Legacy Planning: Ensuring your wealth transcends generations in alignment with your values.

• Insurance Review: Evaluating your coverage to ensure it aligns with your current and future needs.

• Long-Term Savings (e.g. College Fund): Strategies to prepare for significant life milestones.

• Debt Management: Customized plans to manage debt effectively and achieve financial balance.

• Cash Flow Management: Strategies to enhance liquidity and ensure efficient cash flow.

• Tax Planning: Maximizing tax efficiency to optimize your overall financial plan.

• Business Planning: Explore growth and exit plans, business structure, cash flow, risk management and best utilization of the entity that fits your vision

While the initial planning does not inherently include the following services, they are available to those who wish to engage with us in an ongoing partnership.

• Regular Reviews and Plan Implementation: Continuous and ongoing relationship, helping you make adjustments to adapt to life's changes and evolving financial circumstances. We will help you implement many of the steps proposed and evolve the plan as your life changes.

• Investment and Wealth Management: For those that wish to have ongoing support and plan reviews alongside us managing their portfolios, from initial investing to regular monitoring and rebalancing. We do the heavy lifting for your benefit, so that you can focus on living your life and running your business.